The news told us a massive storm was coming. My first reaction? I don’t have an umbrella. Now why do I not have an umbrella? I’ve lived in Southern California for almost 25 years, where it’s usually sunny, and back home, in Tacoma, Washington, it rains and drizzles so often we seldom use umbrellas. So, grasshoppers, why do I need one at this very moment?
Sometimes we need something new to get our juices flowing.
Sometimes we have a functional need.
Sometimes a spending cross-addiction can rear its head when I am limiting calories. I’ve been eating less than I burn for almost 5 weeks and it’s starting to get boring.
Can’t eat? Fine, I’ll go spend money, buy new stuff to distract me and give me some of that numbing buzz that feels so familiar.
Notice how eating and spending bring up the same feelings in me?
- I can choose to binge – overspend to feel better in the moment, but then have more crap to take care of.
- I can choose to bitch – “Why can’t I have this darling 100th teacup for my collection. Not fair, life sucks!”
- I can choose to be – Do I really need this? If so, let me find one I truly love at the best price I can, then allow myself to enjoy the purchase.
Luckily, it’s not a huge problem for me, but I do need to really be truthful with myself about purchases when dieting.
My husband and I are retired now, so we have to really watch it. When I worked in corporate America, I could overspend a little without trashing our long-term finances too badly. These days, I don’t have that luxury.
So let’s evaluate this purchase:
1. Will I have an actual need for an umbrella?
The rain is coming. If I want to walk and podcast, I must protect my trusty Roland-05 recorder.
2. Is there any other way to protect it?
Not really, I need to be able to see the settings when I record, so my raincoat pocket isn’t really an option.
3. How much will this cost?
Off to Amazon.com to find my new umbrella. I had fun searching the different designs and reviews. I found one for $25 I liked.
4. Can we afford $25.00?
Sigh, I HATE this question. But, I took the time to look at our finances and budget. Yes, I can spend the $25.00 here – but it comes from my entertainment budget. This means maybe I won’t rent a movie or go out to coffee with a friend.
5. Well, is it worth it?
Yes, I want to keep walking, I want to protect my recorder, and I found one I love.
It’s a beautiful dragon-fly design. It matches my tiffany lamps, and reminds me of my friend, Cheryl, whose blog is called Wellsprings and Dragonfly wings.
When my new umbrella arrived I was actually pumped to take it out for a spin. Good thing too, because not much could inspire me to brave the wind and rain to stroll up the steeps hills of my neighborhood.
So for my entertainment money I got pleasure, exercise and a blog topic. I’d say I made a good choice that falls in my “Plan Be” category.
How about you? Do you ever struggle with overspending when you are trying not to overeat?